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At today's rate and a 90% mortgage, the deposit on this unit is about HK$339K, with repayments around HK$14,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$339K · loan HK$3.05M · min. income ≈ HK$29,598/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 187 Saleable ft²
- Gross Area
- 320 ft²
- Efficiency
- 58%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-01 | HK$3.33M | −10.0% 8.6y · −1.0%/yr |
| 2017-08-07 | HK$3.70M | +151.7% 7.4y · 21.0%/yr |
| 2010-03-12 | HK$1.47M | +119.4% |
| 2002-02-21 | HK$670K | −59.4% |
| 1997-06-05 | HK$1.65M | — |