▼ 0.50% · 3.625%
HK$3,278
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$103/mo
Today · 4.125%
HK$3,483
baseline
▲ 0.50% · 4.625%
HK$3,695
+HK$212/mo
Deposit HK$719K · loan HK$719K · min. income ≈ HK$6,966/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$99/mo
Today · 4.125%
HK$3,843
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$203/mo
Deposit HK$719K · loan HK$719K · min. income ≈ HK$7,686/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,605
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$114/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,065
+HK$233/mo
Deposit HK$647K · loan HK$791K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,119
−HK$109/mo
Today · 4.125%
HK$4,228
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$223/mo
Deposit HK$647K · loan HK$791K · min. income ≈ HK$8,456/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,933
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$124/mo
Today · 4.125%
HK$4,180
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$254/mo
Deposit HK$575K · loan HK$862K · min. income ≈ HK$8,360/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,493
−HK$119/mo
Today · 4.125%
HK$4,612
baseline
▲ 0.50% · 4.625%
HK$4,855
+HK$243/mo
Deposit HK$575K · loan HK$862K · min. income ≈ HK$9,224/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,261
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$134/mo
Today · 4.125%
HK$4,528
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$276/mo
Deposit HK$503K · loan HK$934K · min. income ≈ HK$9,056/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$129/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$264/mo
Deposit HK$503K · loan HK$934K · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$145/mo
Today · 4.125%
HK$4,877
baseline
▲ 0.50% · 4.625%
HK$5,173
+HK$296/mo
Deposit HK$431K · loan HK$1.01M · min. income ≈ HK$9,754/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$139/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$283/mo
Deposit HK$431K · loan HK$1.01M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$156/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$318/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$149/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$304/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,244
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,407
−HK$166/mo
Today · 4.125%
HK$5,573
baseline
▲ 0.50% · 4.625%
HK$5,912
+HK$339/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,146/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,834
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$158/mo
Today · 4.125%
HK$6,149
baseline
▲ 0.50% · 4.625%
HK$6,474
+HK$325/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,298/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$176/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,282
+HK$361/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,199
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,365
−HK$169/mo
Today · 4.125%
HK$6,534
baseline
▲ 0.50% · 4.625%
HK$6,878
+HK$344/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$13,068/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,900
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$187/mo
Today · 4.125%
HK$6,270
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$381/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,540/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,564
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$178/mo
Today · 4.125%
HK$6,918
baseline
▲ 0.50% · 4.625%
HK$7,283
+HK$365/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,836/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).