▼ 0.50% · 3.625%
HK$3,289
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,392
−HK$103/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,708
+HK$213/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,659
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,757
−HK$100/mo
Today · 4.125%
HK$3,857
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$203/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$7,714/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,618
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,731
−HK$114/mo
Today · 4.125%
HK$3,845
baseline
▲ 0.50% · 4.625%
HK$4,079
+HK$234/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$7,690/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,025
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,133
−HK$110/mo
Today · 4.125%
HK$4,243
baseline
▲ 0.50% · 4.625%
HK$4,466
+HK$223/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$8,486/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$125/mo
Today · 4.125%
HK$4,195
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$255/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$8,390/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,509
−HK$119/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$244/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$135/mo
Today · 4.125%
HK$4,544
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$277/mo
Deposit HK$505K · loan HK$938K · min. income ≈ HK$9,088/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$129/mo
Today · 4.125%
HK$5,014
baseline
▲ 0.50% · 4.625%
HK$5,278
+HK$264/mo
Deposit HK$505K · loan HK$938K · min. income ≈ HK$10,028/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$146/mo
Today · 4.125%
HK$4,894
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$297/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$9,788/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,260
−HK$140/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$284/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,934
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$156/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,562
+HK$319/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,636
−HK$149/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$305/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$167/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$340/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$159/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,496
+HK$325/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$176/mo
Today · 4.125%
HK$5,942
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$362/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$11,884/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,387
−HK$170/mo
Today · 4.125%
HK$6,557
baseline
▲ 0.50% · 4.625%
HK$6,902
+HK$345/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$13,114/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,105
−HK$187/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$383/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,763
−HK$179/mo
Today · 4.125%
HK$6,942
baseline
▲ 0.50% · 4.625%
HK$7,308
+HK$366/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,884/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).