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At today's rate and a 90% mortgage, the deposit on this unit is about HK$155K, with repayments around HK$6,747/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- REAR
- Saleable Area
- 150 Saleable ft²
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-14 | HK$2.00M | −25.4% 1.1y · −24.0%/yr |
| 2021-09-24 | HK$2.68M | +62.4% 10.8y · 6.0%/yr |
| 2010-12-16 | HK$1.65M | +83.3% |
| 2010-06-24 | HK$900K | −10.0% |
| 2008-01-28 | HK$1.00M | +66.7% |
| 2006-11-21 | HK$600K | +9.1% |
| 2005-08-26 | HK$550K | +71.9% |
| 2004-06-21 | HK$320K | — |