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Crescira AVM · estimated value ● Medium confidence
HK$10.65M
≈ HK$13,889 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.20M, with repayments around HK$36,140/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,008
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,065
−HK$1,075/mo
Today · 4.125%
HK$36,140
baseline
▲ 0.50% · 4.625%
HK$38,339
+HK$2,199/mo

Deposit HK$3.20M · loan HK$7.46M · min. income ≈ HK$72,280/mo (50% DSR)

Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$399,482 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A室(14號)
Saleable Area
767 ft²
Gross Area
900 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2012-02-14 HK$10.75M −2.3%
0.7y
2011-06-07 HK$11.00M +41.0%
1.7y
2009-09-29 HK$7.80M +11.7%
0.2y
2009-07-22 HK$6.98M +8.2%
3.0y
2006-07-21 HK$6.45M +67.5%
1.1y
2005-06-16 HK$3.85M +61.1%
4.3y
2001-02-22 HK$2.39M −4.4%
1.6y
1999-07-30 HK$2.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 6 min walk · 415 m
Education
53
schools within 1 km (25 within 500 m)
Daily convenience
54
within 1 km (22 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
63
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Other appraised units in this building