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At today's rate and a 90% mortgage, the deposit on this unit is about HK$354K, with repayments around HK$15,436/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$354K · loan HK$3.18M · min. income ≈ HK$30,872/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- H
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-07 | HK$3.30M | −29.8% 4.7y · −6.0%/yr |
| 2020-07-29 | HK$4.70M | +124.9% 9.3y · 13.0%/yr |
| 2011-03-31 | HK$2.09M | +161.2% |
| 2004-08-23 | HK$800K | −50.0% |
| 1997-08-26 | HK$1.60M | — |