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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,222/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,444/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$35,627 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- L
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 378 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-30 | HK$5.80M | +5.8% 3.3y · 2.0%/yr |
| 2018-02-22 | HK$5.48M | +39.8% 3.4y · 12.0%/yr |
| 2014-10-08 | HK$3.92M | +124.0% |
| 1998-03-21 | HK$1.75M | +40.0% |
| 1995-09-08 | HK$1.25M | — |