Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$533K, with repayments around HK$23,251/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,502/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,937 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- E
- Saleable Area
- 310 Saleable ft²
- Gross Area
- 412 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-21 | HK$5.00M | +6.4% 7.9y · 1.0%/yr |
| 2016-09-19 | HK$4.70M | +14.6% 3.2y · 5.0%/yr |
| 2013-06-17 | HK$4.10M | +182.8% |
| 2007-03-08 | HK$1.45M | +7.4% |
| 2006-10-06 | HK$1.35M | −42.3% |
| 1997-06-26 | HK$2.34M | — |