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At today's rate and a 90% mortgage, the deposit on this unit is about HK$576K, with repayments around HK$25,121/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$576K · loan HK$5.18M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,585 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- G
- Saleable Area
- 334 Saleable ft²
- Gross Area
- 442 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-09 | HK$5.50M | −18.5% 4.1y · −5.0%/yr |
| 2020-08-25 | HK$6.75M | +50.3% 7.8y · 6.0%/yr |
| 2012-11-05 | HK$4.49M | +259.2% |
| 2005-07-11 | HK$1.25M | +5.9% |
| 2002-04-06 | HK$1.18M | — |