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Crescira AVM · estimated value Medium confidence
HK$4.17M
≈ HK$10,332 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,207/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,133
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,666
−HK$541/mo
Today · 4.125%
HK$18,207
baseline
▲ 0.50% · 4.625%
HK$19,315
+HK$1,108/mo

Deposit HK$417K · loan HK$3.76M · min. income ≈ HK$36,414/mo (50% DSR)

Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,945 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway HKU Station
≈ 6 min walk · 465 m
Education
39
schools within 1 km (21 within 500 m)
Daily convenience
35
within 1 km (21 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
6/F
Flat
C3
Saleable Area
404 Saleable ft²
Gross Area
517 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-09-04 HK$5.50M +233.3%
11.5y · 20.0%/yr
2009-03-13 HK$1.65M +98.8%
2003-08-08 HK$830K
Data sourced from Renavon.com