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At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,212/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,424/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,068 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C7
- Saleable Area
- 404 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-16 | HK$5.20M | −13.3% 15.2y · 5.0%/yr |
| 2020-01-21 | HK$6.00M | +103.4% 8.9y · 12.0%/yr |
| 2011-02-11 | HK$2.95M | +52.8% |
| 2008-04-29 | HK$1.93M | +28.7% |
| 1996-02-29 | HK$1.50M | — |