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At today's rate and a 90% mortgage, the deposit on this unit is about HK$471K, with repayments around HK$20,551/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,102/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,645 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 466 ft²
- Efficiency
- 73%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-13 | HK$4.00M | −10.7% 8.9y · −1.0%/yr |
| 2016-11-14 | HK$4.48M | +206.8% 9.3y · 22.0%/yr |
| 2007-07-09 | HK$1.46M | +5.8% |
| 2007-05-16 | HK$1.38M | −37.3% |
| 1998-04-22 | HK$2.20M | — |