Home Central and Western District Cheong Wing Court

13/F B

Central and Western District · Hong Kong Island

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Floor

1/F B 344 ft² 2/F A 340 ft² 2/F B 344 ft² 4/F A 340 ft² 4/F B 344 ft² 6/F A 340 ft² 7/F A 340 ft² 7/F B 344 ft² 8/F B 344 ft² 9/F A 340 ft² 10/F A 338 ft² 10/F B 344 ft² 11/F B 344 ft² 12/F A 338 ft² 12/F B 344 ft² 13/F A 338 ft² 13/F B 344 ft² 15/F A 338 ft² 15/F B 344 ft² 16/F A 340 ft² 17/F A 340 ft² 17/F B 344 ft² 18/F B 344 ft² 19/F A 338 ft² 19/F B 344 ft² 21/F A 340 ft² 21/F B 344 ft² 22/F B 344 ft² 23/F A 340 ft² 23/F B 344 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.67M

≈ HK$13,565 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$467K, with repayments around HK$20,353/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,152

−HK$1,201/mo

▼ 0.25% · 3.875%

HK$19,748

−HK$605/mo

Today · 4.125%

HK$20,353

baseline

▲ 0.50% · 4.625%

HK$21,592

+HK$1,239/mo

Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$40,706/mo (50% DSR)

Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,125 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 5 min walk · 389 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (24 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 13/F
Flat: B
Saleable Area: 344 Saleable ft²
Gross Area: 473 ft²
Efficiency: 73%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-07-23	HK$4.10M	−14.6% 7.3y · −2.0%/yr	HK$11,919	HK$8,668
2018-04-13	HK$4.80M	−2.0% 0.9y	HK$13,954	HK$10,148
2017-05-08	HK$4.90M	+36.1% 4.5y · 8.0%/yr	HK$14,244	HK$10,359
2012-10-19	HK$3.60M	—	HK$10,465	HK$7,611

Other appraised units in this building

Data sourced from Renavon.com