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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,443/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,886/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- A
- Saleable Area
- 244 Saleable ft²
- Gross Area
- 313 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-16 | HK$3.33M | −29.1% 3.3y · −9.0%/yr |
| 2022-06-13 | HK$4.70M | +370.0% 15.7y · 24.0%/yr |
| 2006-09-18 | HK$1.00M | +13.6% |
| 2006-03-11 | HK$880K | — |