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At today's rate and a 90% mortgage, the deposit on this unit is about HK$366K, with repayments around HK$15,971/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$366K · loan HK$3.30M · min. income ≈ HK$31,942/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 272 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-21 | HK$4.20M | −15.2% 6.1y |
| 2020-06-16 | HK$4.95M | +83.3% 7.8y · 11.0%/yr |
| 2012-08-22 | HK$2.70M | +35.0% |
| 2010-09-06 | HK$2.00M | +17.6% |
| 2010-03-01 | HK$1.70M | +86.8% |
| 2005-06-14 | HK$910K | −47.4% |
| 1997-08-21 | HK$1.73M | +45.4% |
| 1996-06-13 | HK$1.19M | — |