▼ 0.50% · 3.625%
HK$19,735
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,349
−HK$624/mo
Today · 4.125%
HK$20,973
baseline
▲ 0.50% · 4.625%
HK$22,249
+HK$1,276/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,946/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,955
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,544
−HK$597/mo
Today · 4.125%
HK$23,141
baseline
▲ 0.50% · 4.625%
HK$24,361
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,282/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,709
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,384
−HK$686/mo
Today · 4.125%
HK$23,070
baseline
▲ 0.50% · 4.625%
HK$24,474
+HK$1,404/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,140/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,151
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,799
−HK$657/mo
Today · 4.125%
HK$25,456
baseline
▲ 0.50% · 4.625%
HK$26,797
+HK$1,341/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,912/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,682
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,419
−HK$748/mo
Today · 4.125%
HK$25,167
baseline
▲ 0.50% · 4.625%
HK$26,699
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,334/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,346
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,053
−HK$717/mo
Today · 4.125%
HK$27,770
baseline
▲ 0.50% · 4.625%
HK$29,234
+HK$1,464/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,540/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,656
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,454
−HK$811/mo
Today · 4.125%
HK$27,265
baseline
▲ 0.50% · 4.625%
HK$28,924
+HK$1,659/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,530/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,542
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,307
−HK$777/mo
Today · 4.125%
HK$30,084
baseline
▲ 0.50% · 4.625%
HK$31,670
+HK$1,586/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,168/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,629
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,489
−HK$873/mo
Today · 4.125%
HK$29,362
baseline
▲ 0.50% · 4.625%
HK$31,149
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,724/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,737
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,562
−HK$836/mo
Today · 4.125%
HK$32,398
baseline
▲ 0.50% · 4.625%
HK$34,106
+HK$1,708/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,796/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,603
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,524
−HK$935/mo
Today · 4.125%
HK$31,459
baseline
▲ 0.50% · 4.625%
HK$33,374
+HK$1,915/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,918/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,933
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,816
−HK$896/mo
Today · 4.125%
HK$34,712
baseline
▲ 0.50% · 4.625%
HK$36,542
+HK$1,830/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,424/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,576
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,559
−HK$998/mo
Today · 4.125%
HK$33,557
baseline
▲ 0.50% · 4.625%
HK$35,598
+HK$2,041/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,114/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,129
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,071
−HK$955/mo
Today · 4.125%
HK$37,026
baseline
▲ 0.50% · 4.625%
HK$38,978
+HK$1,952/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$74,052/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,550
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,594
−HK$1,060/mo
Today · 4.125%
HK$35,654
baseline
▲ 0.50% · 4.625%
HK$37,823
+HK$2,169/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,308/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,324
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,325
−HK$1,016/mo
Today · 4.125%
HK$39,341
baseline
▲ 0.50% · 4.625%
HK$41,414
+HK$2,073/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,682/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,524
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,629
−HK$1,122/mo
Today · 4.125%
HK$37,751
baseline
▲ 0.50% · 4.625%
HK$40,048
+HK$2,297/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$75,502/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,520
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,579
−HK$1,076/mo
Today · 4.125%
HK$41,655
baseline
▲ 0.50% · 4.625%
HK$43,850
+HK$2,195/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$83,310/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,646 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).