▼ 0.50% · 3.625%
HK$19,457
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,062
−HK$615/mo
Today · 4.125%
HK$20,677
baseline
▲ 0.50% · 4.625%
HK$21,935
+HK$1,258/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,354/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,645
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,226
−HK$589/mo
Today · 4.125%
HK$22,815
baseline
▲ 0.50% · 4.625%
HK$24,017
+HK$1,202/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,630/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,402
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,068
−HK$677/mo
Today · 4.125%
HK$22,745
baseline
▲ 0.50% · 4.625%
HK$24,128
+HK$1,383/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,490/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,810
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,449
−HK$647/mo
Today · 4.125%
HK$25,096
baseline
▲ 0.50% · 4.625%
HK$26,419
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,192/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,348
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,074
−HK$738/mo
Today · 4.125%
HK$24,812
baseline
▲ 0.50% · 4.625%
HK$26,322
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,624/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,974
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,671
−HK$707/mo
Today · 4.125%
HK$27,378
baseline
▲ 0.50% · 4.625%
HK$28,821
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,756/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,294
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,081
−HK$799/mo
Today · 4.125%
HK$26,880
baseline
▲ 0.50% · 4.625%
HK$28,515
+HK$1,635/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,760/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,139
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,894
−HK$765/mo
Today · 4.125%
HK$29,659
baseline
▲ 0.50% · 4.625%
HK$31,223
+HK$1,564/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,318/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,239
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,087
−HK$861/mo
Today · 4.125%
HK$28,948
baseline
▲ 0.50% · 4.625%
HK$30,709
+HK$1,761/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,896/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,304
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,116
−HK$825/mo
Today · 4.125%
HK$31,941
baseline
▲ 0.50% · 4.625%
HK$33,624
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,882/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,185
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,093
−HK$922/mo
Today · 4.125%
HK$31,015
baseline
▲ 0.50% · 4.625%
HK$32,902
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,030/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,468
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,339
−HK$883/mo
Today · 4.125%
HK$34,222
baseline
▲ 0.50% · 4.625%
HK$36,026
+HK$1,804/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,444/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,131
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,099
−HK$984/mo
Today · 4.125%
HK$33,083
baseline
▲ 0.50% · 4.625%
HK$35,096
+HK$2,013/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,166/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,633
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,561
−HK$943/mo
Today · 4.125%
HK$36,504
baseline
▲ 0.50% · 4.625%
HK$38,428
+HK$1,924/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,008/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,076
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,105
−HK$1,046/mo
Today · 4.125%
HK$35,151
baseline
▲ 0.50% · 4.625%
HK$37,289
+HK$2,138/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,302/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,797
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,784
−HK$1,001/mo
Today · 4.125%
HK$38,785
baseline
▲ 0.50% · 4.625%
HK$40,830
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,570/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,022
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,111
−HK$1,107/mo
Today · 4.125%
HK$37,218
baseline
▲ 0.50% · 4.625%
HK$39,483
+HK$2,265/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,436/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,962
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,007
−HK$1,060/mo
Today · 4.125%
HK$41,067
baseline
▲ 0.50% · 4.625%
HK$43,231
+HK$2,164/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,134/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).