▼ 0.50% · 3.625%
HK$19,043
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,635
−HK$602/mo
Today · 4.125%
HK$20,237
baseline
▲ 0.50% · 4.625%
HK$21,468
+HK$1,231/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,474/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,185
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,753
−HK$576/mo
Today · 4.125%
HK$22,329
baseline
▲ 0.50% · 4.625%
HK$23,506
+HK$1,177/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,658/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,947
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,598
−HK$662/mo
Today · 4.125%
HK$22,260
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,520/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,303
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,928
−HK$634/mo
Today · 4.125%
HK$24,562
baseline
▲ 0.50% · 4.625%
HK$25,857
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,124/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,851
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,562
−HK$722/mo
Today · 4.125%
HK$24,284
baseline
▲ 0.50% · 4.625%
HK$25,762
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,568/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,422
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,103
−HK$692/mo
Today · 4.125%
HK$26,795
baseline
▲ 0.50% · 4.625%
HK$28,207
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,590/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,755
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,525
−HK$783/mo
Today · 4.125%
HK$26,308
baseline
▲ 0.50% · 4.625%
HK$27,908
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,616/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,540
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,279
−HK$749/mo
Today · 4.125%
HK$29,028
baseline
▲ 0.50% · 4.625%
HK$30,558
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,056/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,660
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,489
−HK$842/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$30,055
+HK$1,724/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,658
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,454
−HK$807/mo
Today · 4.125%
HK$31,261
baseline
▲ 0.50% · 4.625%
HK$32,909
+HK$1,648/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,522/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,564
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,452
−HK$903/mo
Today · 4.125%
HK$30,355
baseline
▲ 0.50% · 4.625%
HK$32,202
+HK$1,847/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,710/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,777
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,629
−HK$865/mo
Today · 4.125%
HK$33,494
baseline
▲ 0.50% · 4.625%
HK$35,259
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,988/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,468
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,416
−HK$963/mo
Today · 4.125%
HK$32,379
baseline
▲ 0.50% · 4.625%
HK$34,349
+HK$1,970/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,758/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,895
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,804
−HK$923/mo
Today · 4.125%
HK$35,727
baseline
▲ 0.50% · 4.625%
HK$37,610
+HK$1,883/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,454/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,372
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,379
−HK$1,023/mo
Today · 4.125%
HK$34,402
baseline
▲ 0.50% · 4.625%
HK$36,496
+HK$2,094/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,804/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,014
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,980
−HK$980/mo
Today · 4.125%
HK$37,960
baseline
▲ 0.50% · 4.625%
HK$39,961
+HK$2,001/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,920/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,277
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,343
−HK$1,083/mo
Today · 4.125%
HK$36,426
baseline
▲ 0.50% · 4.625%
HK$38,642
+HK$2,216/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$72,852/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,132
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,155
−HK$1,038/mo
Today · 4.125%
HK$40,193
baseline
▲ 0.50% · 4.625%
HK$42,311
+HK$2,118/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$80,386/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,532 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).