Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$937K, with repayments around HK$40,852/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,704/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,584 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 94 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- I
- Saleable Area
- 516 Saleable ft²
- Gross Area
- 759 ft²
- Efficiency
- 68%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-04 | HK$10.80M | +37.1% 5.6y · 7.0%/yr |
| 2016-09-19 | HK$7.88M | +131.8% 10.2y · 13.0%/yr |
| 2006-06-23 | HK$3.40M | +23.2% |
| 2005-01-20 | HK$2.76M | +32.7% |
| 2003-01-06 | HK$2.08M | — |