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At today's rate and a 90% mortgage, the deposit on this unit is about HK$586K, with repayments around HK$25,571/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,142/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,906 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 94 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 322 Saleable ft²
- Gross Area
- 468 ft²
- Efficiency
- 69%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-22 | HK$6.50M | +16.1% 7.3y · 2.0%/yr |
| 2017-02-08 | HK$5.60M | +140.3% 9.5y · 15.0%/yr |
| 2007-08-23 | HK$2.33M | +67.6% |
| 2004-09-04 | HK$1.39M | +16.8% |
| 2003-01-06 | HK$1.19M | — |