▼ 0.50% · 3.625%
HK$21,445
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,112
−HK$677/mo
Today · 4.125%
HK$22,789
baseline
▲ 0.50% · 4.625%
HK$24,176
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,578/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,857
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,497
−HK$649/mo
Today · 4.125%
HK$25,146
baseline
▲ 0.50% · 4.625%
HK$26,471
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,292/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,589
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,323
−HK$745/mo
Today · 4.125%
HK$25,068
baseline
▲ 0.50% · 4.625%
HK$26,594
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,136/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,243
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,946
−HK$714/mo
Today · 4.125%
HK$27,660
baseline
▲ 0.50% · 4.625%
HK$29,119
+HK$1,459/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,320/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,734
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,534
−HK$813/mo
Today · 4.125%
HK$27,347
baseline
▲ 0.50% · 4.625%
HK$29,011
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,694/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,628
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,396
−HK$779/mo
Today · 4.125%
HK$30,175
baseline
▲ 0.50% · 4.625%
HK$31,766
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,350/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,878
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,745
−HK$881/mo
Today · 4.125%
HK$29,626
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,803/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,252/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,014
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,846
−HK$844/mo
Today · 4.125%
HK$32,690
baseline
▲ 0.50% · 4.625%
HK$34,413
+HK$1,723/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,380/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,023
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,956
−HK$949/mo
Today · 4.125%
HK$31,905
baseline
▲ 0.50% · 4.625%
HK$33,847
+HK$1,942/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,810/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,400
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,296
−HK$908/mo
Today · 4.125%
HK$35,204
baseline
▲ 0.50% · 4.625%
HK$37,060
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,408/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,167
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,168
−HK$1,016/mo
Today · 4.125%
HK$34,184
baseline
▲ 0.50% · 4.625%
HK$36,264
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,368/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,785
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,745
−HK$974/mo
Today · 4.125%
HK$37,719
baseline
▲ 0.50% · 4.625%
HK$39,707
+HK$1,988/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,438/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,311
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,379
−HK$1,084/mo
Today · 4.125%
HK$36,463
baseline
▲ 0.50% · 4.625%
HK$38,682
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,926/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,171
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,195
−HK$1,038/mo
Today · 4.125%
HK$40,233
baseline
▲ 0.50% · 4.625%
HK$42,354
+HK$2,121/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,466/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,456
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,590
−HK$1,152/mo
Today · 4.125%
HK$38,742
baseline
▲ 0.50% · 4.625%
HK$41,099
+HK$2,357/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,484/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,557
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,645
−HK$1,103/mo
Today · 4.125%
HK$42,748
baseline
▲ 0.50% · 4.625%
HK$45,001
+HK$2,253/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,496/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,600
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,801
−HK$1,220/mo
Today · 4.125%
HK$41,021
baseline
▲ 0.50% · 4.625%
HK$43,517
+HK$2,496/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,042/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,943
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,094
−HK$1,169/mo
Today · 4.125%
HK$45,263
baseline
▲ 0.50% · 4.625%
HK$47,648
+HK$2,385/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,526/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).