▼ 0.50% · 3.625%
HK$19,051
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,644
−HK$602/mo
Today · 4.125%
HK$20,246
baseline
▲ 0.50% · 4.625%
HK$21,478
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,492/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,194
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,762
−HK$577/mo
Today · 4.125%
HK$22,339
baseline
▲ 0.50% · 4.625%
HK$23,517
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,678/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,956
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,608
−HK$662/mo
Today · 4.125%
HK$22,270
baseline
▲ 0.50% · 4.625%
HK$23,625
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,540/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,313
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,939
−HK$634/mo
Today · 4.125%
HK$24,573
baseline
▲ 0.50% · 4.625%
HK$25,868
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,146/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,861
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,572
−HK$723/mo
Today · 4.125%
HK$24,295
baseline
▲ 0.50% · 4.625%
HK$25,773
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,590/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,433
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,115
−HK$692/mo
Today · 4.125%
HK$26,807
baseline
▲ 0.50% · 4.625%
HK$28,220
+HK$1,413/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,614/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,766
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,537
−HK$782/mo
Today · 4.125%
HK$26,319
baseline
▲ 0.50% · 4.625%
HK$27,921
+HK$1,602/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,638/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,552
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,291
−HK$750/mo
Today · 4.125%
HK$29,041
baseline
▲ 0.50% · 4.625%
HK$30,572
+HK$1,531/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,082/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,671
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,501
−HK$843/mo
Today · 4.125%
HK$28,344
baseline
▲ 0.50% · 4.625%
HK$30,069
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,688/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,672
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,467
−HK$808/mo
Today · 4.125%
HK$31,275
baseline
▲ 0.50% · 4.625%
HK$32,923
+HK$1,648/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,550/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,576
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,465
−HK$903/mo
Today · 4.125%
HK$30,368
baseline
▲ 0.50% · 4.625%
HK$32,216
+HK$1,848/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,736/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,791
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,644
−HK$865/mo
Today · 4.125%
HK$33,509
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$1,766/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,018/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,482
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,430
−HK$963/mo
Today · 4.125%
HK$32,393
baseline
▲ 0.50% · 4.625%
HK$34,364
+HK$1,971/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,786/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,910
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,820
−HK$922/mo
Today · 4.125%
HK$35,742
baseline
▲ 0.50% · 4.625%
HK$37,626
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,484/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,387
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,394
−HK$1,024/mo
Today · 4.125%
HK$34,418
baseline
▲ 0.50% · 4.625%
HK$36,512
+HK$2,094/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,836/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,030
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,996
−HK$980/mo
Today · 4.125%
HK$37,976
baseline
▲ 0.50% · 4.625%
HK$39,978
+HK$2,002/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,952/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,292
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,358
−HK$1,084/mo
Today · 4.125%
HK$36,442
baseline
▲ 0.50% · 4.625%
HK$38,660
+HK$2,218/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$72,884/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,149
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,172
−HK$1,038/mo
Today · 4.125%
HK$40,210
baseline
▲ 0.50% · 4.625%
HK$42,330
+HK$2,120/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$80,420/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,643 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).