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At today's rate and a 90% mortgage, the deposit on this unit is about HK$346K, with repayments around HK$15,072/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$346K · loan HK$3.11M · min. income ≈ HK$30,144/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 8
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-22 | HK$3.10M | −24.0% 3.3y · −7.0%/yr |
| 2020-11-30 | HK$4.08M | +34.7% 6.0y · 6.0%/yr |
| 2014-12-10 | HK$3.03M | +206.1% |
| 2009-03-17 | HK$990K | +10.0% |
| 2009-01-07 | HK$900K | — |