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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,369/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.58M · min. income ≈ HK$34,738/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- 8
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-24 | HK$3.00M | −40.0% 7.0y · −6.0%/yr |
| 2019-04-18 | HK$5.00M | +34.8% 3.7y · 9.0%/yr |
| 2015-08-07 | HK$3.71M | +118.2% |
| 2010-07-09 | HK$1.70M | +25.9% |
| 2008-02-27 | HK$1.35M | — |