▼ 0.50% · 3.625%
HK$22,478
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,178
−HK$710/mo
Today · 4.125%
HK$23,888
baseline
▲ 0.50% · 4.625%
HK$25,341
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,776/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,678
−HK$680/mo
Today · 4.125%
HK$26,358
baseline
▲ 0.50% · 4.625%
HK$27,747
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,716/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,726
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,495
−HK$782/mo
Today · 4.125%
HK$26,277
baseline
▲ 0.50% · 4.625%
HK$27,876
+HK$1,599/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,554/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,508
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,245
−HK$749/mo
Today · 4.125%
HK$28,994
baseline
▲ 0.50% · 4.625%
HK$30,522
+HK$1,528/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$57,988/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,974
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,813
−HK$853/mo
Today · 4.125%
HK$28,666
baseline
▲ 0.50% · 4.625%
HK$30,410
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,332/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,008
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,813
−HK$817/mo
Today · 4.125%
HK$31,630
baseline
▲ 0.50% · 4.625%
HK$33,297
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,260/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,131
−HK$923/mo
Today · 4.125%
HK$31,054
baseline
▲ 0.50% · 4.625%
HK$32,944
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,108/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,509
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,381
−HK$884/mo
Today · 4.125%
HK$34,265
baseline
▲ 0.50% · 4.625%
HK$36,072
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,530/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,470
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,449
−HK$994/mo
Today · 4.125%
HK$33,443
baseline
▲ 0.50% · 4.625%
HK$35,478
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,886/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,010
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,949
−HK$952/mo
Today · 4.125%
HK$36,901
baseline
▲ 0.50% · 4.625%
HK$38,846
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,802/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,718
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,766
−HK$1,066/mo
Today · 4.125%
HK$35,832
baseline
▲ 0.50% · 4.625%
HK$38,012
+HK$2,180/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,664/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,510
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,516
−HK$1,021/mo
Today · 4.125%
HK$39,537
baseline
▲ 0.50% · 4.625%
HK$41,621
+HK$2,084/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,074/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,965
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,084
−HK$1,137/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,546
+HK$2,325/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,011
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,084
−HK$1,089/mo
Today · 4.125%
HK$42,173
baseline
▲ 0.50% · 4.625%
HK$44,396
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,346/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,213
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,402
−HK$1,208/mo
Today · 4.125%
HK$40,610
baseline
▲ 0.50% · 4.625%
HK$43,081
+HK$2,471/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,220/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,512
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,652
−HK$1,157/mo
Today · 4.125%
HK$44,809
baseline
▲ 0.50% · 4.625%
HK$47,171
+HK$2,362/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,618/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,461
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,720
−HK$1,278/mo
Today · 4.125%
HK$42,998
baseline
▲ 0.50% · 4.625%
HK$45,615
+HK$2,617/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$85,996/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,013
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,220
−HK$1,224/mo
Today · 4.125%
HK$47,444
baseline
▲ 0.50% · 4.625%
HK$49,945
+HK$2,501/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,888/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).