▼ 0.50% · 3.625%
HK$19,753
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,367
−HK$624/mo
Today · 4.125%
HK$20,991
baseline
▲ 0.50% · 4.625%
HK$22,269
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,982/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,975
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,564
−HK$598/mo
Today · 4.125%
HK$23,162
baseline
▲ 0.50% · 4.625%
HK$24,383
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,324/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,728
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,404
−HK$686/mo
Today · 4.125%
HK$23,090
baseline
▲ 0.50% · 4.625%
HK$24,495
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,180/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,172
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,820
−HK$658/mo
Today · 4.125%
HK$25,478
baseline
▲ 0.50% · 4.625%
HK$26,821
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,956/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,703
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,440
−HK$750/mo
Today · 4.125%
HK$25,190
baseline
▲ 0.50% · 4.625%
HK$26,722
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$50,380/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,370
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,077
−HK$717/mo
Today · 4.125%
HK$27,794
baseline
▲ 0.50% · 4.625%
HK$29,259
+HK$1,465/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$55,588/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,678
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,477
−HK$812/mo
Today · 4.125%
HK$27,289
baseline
▲ 0.50% · 4.625%
HK$28,949
+HK$1,660/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,578/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,567
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,333
−HK$777/mo
Today · 4.125%
HK$30,110
baseline
▲ 0.50% · 4.625%
HK$31,698
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,220/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,654
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,514
−HK$874/mo
Today · 4.125%
HK$29,388
baseline
▲ 0.50% · 4.625%
HK$31,176
+HK$1,788/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,776/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,764
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,590
−HK$837/mo
Today · 4.125%
HK$32,427
baseline
▲ 0.50% · 4.625%
HK$34,136
+HK$1,709/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,854/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,629
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,551
−HK$936/mo
Today · 4.125%
HK$31,487
baseline
▲ 0.50% · 4.625%
HK$33,403
+HK$1,916/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$62,974/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,962
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,846
−HK$897/mo
Today · 4.125%
HK$34,743
baseline
▲ 0.50% · 4.625%
HK$36,574
+HK$1,831/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,486/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,604
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,587
−HK$999/mo
Today · 4.125%
HK$33,586
baseline
▲ 0.50% · 4.625%
HK$35,630
+HK$2,044/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,172/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,159
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,102
−HK$957/mo
Today · 4.125%
HK$37,059
baseline
▲ 0.50% · 4.625%
HK$39,012
+HK$1,953/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,118/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,580
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,624
−HK$1,061/mo
Today · 4.125%
HK$35,685
baseline
▲ 0.50% · 4.625%
HK$37,857
+HK$2,172/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,370/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,357
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,359
−HK$1,016/mo
Today · 4.125%
HK$39,375
baseline
▲ 0.50% · 4.625%
HK$41,451
+HK$2,076/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,750/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,555
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,661
−HK$1,123/mo
Today · 4.125%
HK$37,784
baseline
▲ 0.50% · 4.625%
HK$40,083
+HK$2,299/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$75,568/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,554
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,615
−HK$1,076/mo
Today · 4.125%
HK$41,691
baseline
▲ 0.50% · 4.625%
HK$43,889
+HK$2,198/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$83,382/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,875 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).