20/F J

Central and Western District · Hong Kong Island

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Floor

456 ft² 456 ft² 2/F C 309 ft² 2/F D 240 ft² 2/F F 271 ft² 2/F G 207 ft² 2/F H 267 ft² 2/F J 278 ft² 2/F K 279 ft² 2/F L 271 ft² 2/F M 279 ft² 3/F C 456 ft² 3/F D 332 ft² 3/F E 262 ft² 3/F F 265 ft² 3/F G 292 ft² 3/F H 229 ft² 3/F J 288 ft² 3/F K 298 ft² 3/F L 302 ft² 3/F M 293 ft² 3/F N 301 ft² 3/F B 286 ft² 5/F B 287 ft² 5/F C 456 ft² 5/F D 333 ft² 5/F E 262 ft² 5/F F 265 ft² 5/F G 292 ft² 5/F H 229 ft² 5/F J 288 ft² 5/F K 299 ft² 5/F L 302 ft² 5/F M 293 ft² 5/F N 300 ft² 6/F B 287 ft² 6/F C 456 ft² 6/F D 332 ft² 6/F F 264 ft² 6/F G 292 ft² 6/F H 229 ft² 6/F J 288 ft² 6/F K 299 ft² 6/F L 302 ft² 6/F M 293 ft² 6/F N 301 ft² 7/F B 287 ft² 7/F C 456 ft² 7/F D 333 ft² 7/F E 262 ft² 7/F F 265 ft² 7/F G 292 ft² 7/F H 229 ft² 7/F J 288 ft² 7/F K 298 ft² 7/F L 302 ft² 7/F M 293 ft² 7/F N 301 ft² 8/F B 287 ft² 8/F C 456 ft² 8/F D 332 ft² 8/F F 264 ft² 8/F G 292 ft² 8/F H 229 ft² 8/F J 288 ft² 8/F K 298 ft² 8/F L 302 ft² 8/F M 293 ft² 8/F N 301 ft² 9/F B 287 ft² 9/F C 456 ft² 9/F D 332 ft² 9/F E 262 ft² 9/F F 264 ft² 9/F G 292 ft² 9/F H 229 ft² 9/F J 288 ft² 9/F K 299 ft² 9/F L 302 ft² 9/F M 293 ft² 9/F N 301 ft² 10/F B 287 ft² 10/F C 456 ft² 10/F D 332 ft² 10/F E 262 ft² 10/F F 264 ft² 10/F G 292 ft² 10/F H 229 ft² 10/F J 288 ft² 10/F K 299 ft² 10/F L 302 ft² 10/F N 301 ft² 11/F B 287 ft² 11/F C 456 ft² 11/F D 332 ft² 11/F E 262 ft² 11/F F 264 ft² 11/F G 292 ft² 11/F H 228 ft² 11/F J 288 ft² 11/F K 298 ft² 11/F L 302 ft² 11/F M 293 ft² 11/F N 301 ft² 12/F B 287 ft² 12/F C 456 ft² 12/F D 332 ft² 12/F E 262 ft² 12/F F 264 ft² 12/F G 292 ft² 12/F H 228 ft² 12/F J 288 ft² 12/F K 299 ft² 12/F L 302 ft² 12/F M 292 ft² 12/F N 301 ft² 15/F B 287 ft² 15/F D 332 ft² 15/F E 262 ft² 15/F F 265 ft² 15/F G 292 ft² 15/F H 228 ft² 15/F J 288 ft² 15/F K 299 ft² 15/F L 302 ft² 15/F M 293 ft² 15/F N 301 ft² 16/F B 287 ft² 16/F D 332 ft² 16/F E 262 ft² 16/F F 264 ft² 16/F G 292 ft² 16/F H 228 ft² 16/F J 288 ft² 16/F K 299 ft² 16/F L 302 ft² 16/F M 293 ft² 16/F N 301 ft² 18/F B 287 ft² 18/F C 456 ft² 18/F D 332 ft² 18/F E 262 ft² 18/F F 264 ft² 18/F G 292 ft² 18/F H 228 ft² 18/F J 288 ft² 18/F K 299 ft² 18/F L 302 ft² 18/F M 293 ft² 18/F N 301 ft² 19/F B 287 ft² 19/F C 456 ft² 19/F D 332 ft² 19/F E 262 ft² 19/F F 264 ft² 19/F G 292 ft² 19/F H 228 ft² 19/F J 288 ft² 19/F K 299 ft² 19/F L 302 ft² 19/F M 293 ft² 19/F N 301 ft² 20/F B 287 ft² 20/F C 456 ft² 20/F D 332 ft² 20/F E 262 ft² 20/F F 264 ft² 20/F G 292 ft² 20/F H 228 ft² 20/F J 288 ft² 20/F K 298 ft² 20/F L 302 ft² 20/F M 293 ft² 20/F N 301 ft² 21/F B 287 ft² 21/F C 456 ft² 21/F D 332 ft² 21/F E 262 ft² 21/F F 264 ft² 21/F G 292 ft² 21/F H 228 ft² 21/F J 288 ft² 21/F K 298 ft² 21/F L 302 ft² 21/F M 293 ft² 21/F N 301 ft² 22/F B 287 ft² 22/F C 456 ft² 22/F D 332 ft² 22/F E 262 ft² 22/F F 264 ft² 22/F G 292 ft² 22/F H 228 ft² 22/F J 288 ft² 22/F K 299 ft² 22/F L 302 ft² 22/F M 293 ft² 22/F N 301 ft² 23/F B 287 ft² 23/F C 456 ft² 23/F D 332 ft² 23/F E 262 ft² 23/F G 292 ft² 23/F H 228 ft² 23/F K 299 ft² 23/F L 302 ft² 23/F M 293 ft² 23/F N 301 ft² 23/F F 265 ft² 23/F J 288 ft² 25/F B 287 ft² 25/F C 456 ft² 25/F D 332 ft² 25/F E 262 ft² 25/F F 264 ft² 25/F G 292 ft² 25/F H 228 ft² 25/F J 288 ft² 25/F M 292 ft² 25/F N 301 ft² 25/F K 298 ft² 25/F L 302 ft² 26/F B 286 ft² 26/F C 456 ft² 26/F D 332 ft² 26/F F 264 ft² 26/F G 292 ft² 26/F H 228 ft² 26/F J 288 ft² 26/F K 299 ft² 26/F L 302 ft² 26/F M 293 ft² 26/F N 301 ft² 27/F B 286 ft² 27/F C 456 ft² 27/F D 332 ft² 27/F F 265 ft² 27/F G 292 ft² 27/F J 288 ft² 27/F K 299 ft² 27/F L 302 ft² 27/F M 293 ft² 27/F N 301 ft² 28/F C 456 ft² 28/F D 332 ft² 28/F F 264 ft² 28/F G 292 ft² 28/F J 288 ft² 28/F K 299 ft² 28/F L 302 ft² 28/F M 293 ft² 28/F N 301 ft² 28/F E 262 ft² 28/F H 228 ft² 29/F B 286 ft² 29/F C 456 ft² 29/F D 332 ft² 29/F F 265 ft² 29/F G 292 ft² 29/F H 228 ft² 29/F J 288 ft² 29/F K 299 ft² 29/F L 302 ft² 29/F M 293 ft² 29/F N 300 ft² 30/F B 287 ft² 30/F C 456 ft² 30/F D 332 ft² 30/F F 265 ft² 30/F G 292 ft² 30/F J 288 ft² 30/F K 299 ft² 30/F L 302 ft² 30/F M 293 ft² 30/F N 301 ft² 31/F B 287 ft² 31/F C 456 ft² 31/F D 332 ft² 31/F F 265 ft² 31/F G 292 ft² 31/F H 228 ft² 31/F J 288 ft² 31/F K 299 ft² 31/F L 302 ft² 31/F M 293 ft² 31/F N 301 ft² 32/F B 287 ft² 32/F C 456 ft² 32/F D 332 ft² 32/F F 265 ft² 32/F G 292 ft² 32/F H 228 ft² 32/F J 288 ft² 32/F K 299 ft² 32/F L 302 ft² 32/F M 293 ft² 32/F N 300 ft² 33/F A 1,000 ft² 33/F B 566 ft² 33/F C 796 ft² 33/F D 880 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$8.71M

≈ HK$30,229 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$871K, with repayments around HK$37,974/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$35,733

−HK$2,241/mo

▼ 0.25% · 3.875%

HK$36,845

−HK$1,129/mo

Today · 4.125%

HK$37,974

baseline

▲ 0.50% · 4.625%

HK$40,285

+HK$2,311/mo

Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,948/mo (50% DSR)

Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,180 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kennedy Town Station

≈ 3 min walk · 239 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (25 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: J
Saleable Area: 288 Saleable ft²
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-04-14	HK$8.15M	+1.6% 4.3y · 0.0%/yr	HK$28,299	—
2021-12-14	HK$8.02M	—	HK$27,847	—

Other appraised units in this building

Data sourced from Renavon.com