▼ 0.50% · 3.625%
HK$21,374
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,039
−HK$675/mo
Today · 4.125%
HK$22,714
baseline
▲ 0.50% · 4.625%
HK$24,096
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,428/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,416
−HK$647/mo
Today · 4.125%
HK$25,063
baseline
▲ 0.50% · 4.625%
HK$26,384
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,126/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,511
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,242
−HK$743/mo
Today · 4.125%
HK$24,985
baseline
▲ 0.50% · 4.625%
HK$26,506
+HK$1,521/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$49,970/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,156
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,857
−HK$712/mo
Today · 4.125%
HK$27,569
baseline
▲ 0.50% · 4.625%
HK$29,022
+HK$1,453/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,138/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,648
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,446
−HK$811/mo
Today · 4.125%
HK$27,257
baseline
▲ 0.50% · 4.625%
HK$28,915
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,514/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,534
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,299
−HK$776/mo
Today · 4.125%
HK$30,075
baseline
▲ 0.50% · 4.625%
HK$31,661
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,150/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,786
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,650
−HK$878/mo
Today · 4.125%
HK$29,528
baseline
▲ 0.50% · 4.625%
HK$31,325
+HK$1,797/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,056/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,911
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,740
−HK$842/mo
Today · 4.125%
HK$32,582
baseline
▲ 0.50% · 4.625%
HK$34,299
+HK$1,717/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,164/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,923
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,854
−HK$946/mo
Today · 4.125%
HK$31,800
baseline
▲ 0.50% · 4.625%
HK$33,735
+HK$1,935/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,600/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,289
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,182
−HK$906/mo
Today · 4.125%
HK$35,088
baseline
▲ 0.50% · 4.625%
HK$36,937
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,176/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,061
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,058
−HK$1,013/mo
Today · 4.125%
HK$34,071
baseline
▲ 0.50% · 4.625%
HK$36,144
+HK$2,073/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,142/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,667
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,624
−HK$970/mo
Today · 4.125%
HK$37,594
baseline
▲ 0.50% · 4.625%
HK$39,576
+HK$1,982/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,188/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,198
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,262
−HK$1,080/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,554
+HK$2,212/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,045
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,065
−HK$1,035/mo
Today · 4.125%
HK$40,100
baseline
▲ 0.50% · 4.625%
HK$42,214
+HK$2,114/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$80,200/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,335
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,466
−HK$1,148/mo
Today · 4.125%
HK$38,614
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,349/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,228/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,423
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,507
−HK$1,100/mo
Today · 4.125%
HK$42,607
baseline
▲ 0.50% · 4.625%
HK$44,852
+HK$2,245/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,214/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,473
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,669
−HK$1,216/mo
Today · 4.125%
HK$40,885
baseline
▲ 0.50% · 4.625%
HK$43,373
+HK$2,488/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$81,770/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,800
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,948
−HK$1,165/mo
Today · 4.125%
HK$45,113
baseline
▲ 0.50% · 4.625%
HK$47,491
+HK$2,378/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$90,226/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,339 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).