Switch unit
Floor
1/F B
501 ft²
1/F C
801 ft²
1/F D
367 ft²
1/F E
593 ft²
1/F F
365 ft²
1/F G
367 ft²
1/F H
831 ft²
2/F A
582 ft²
2/F B
499 ft²
2/F C
840 ft²
2/F D
391 ft²
2/F E
633 ft²
2/F F
390 ft²
2/F G
390 ft²
2/F H
855 ft²
3/F A
582 ft²
3/F B
499 ft²
3/F C
840 ft²
3/F D
391 ft²
3/F E
633 ft²
3/F F
390 ft²
3/F G
390 ft²
3/F H
855 ft²
5/F A
582 ft²
5/F B
499 ft²
5/F C
840 ft²
5/F D
391 ft²
5/F E
633 ft²
5/F F
390 ft²
5/F G
390 ft²
5/F H
855 ft²
6/F A
582 ft²
6/F B
499 ft²
6/F C
840 ft²
6/F D
391 ft²
6/F E
633 ft²
6/F F
390 ft²
6/F G
390 ft²
6/F H
855 ft²
7/F A
582 ft²
7/F B
499 ft²
7/F C
840 ft²
7/F D
391 ft²
7/F E
633 ft²
7/F F
390 ft²
7/F G
390 ft²
7/F H
855 ft²
8/F A
582 ft²
8/F B
499 ft²
8/F C
840 ft²
8/F D
391 ft²
8/F E
633 ft²
8/F F
390 ft²
8/F G
390 ft²
8/F H
855 ft²
8/F J
499 ft²
9/F A
582 ft²
9/F B
499 ft²
9/F C
840 ft²
9/F D
391 ft²
9/F E
633 ft²
9/F F
390 ft²
9/F G
390 ft²
9/F H
855 ft²
9/F J
499 ft²
10/F A
582 ft²
10/F B
499 ft²
10/F C
840 ft²
10/F D
391 ft²
10/F E
633 ft²
10/F G
390 ft²
10/F H
855 ft²
10/F J
499 ft²
11/F A
583 ft²
11/F B
502 ft²
11/F C
844 ft²
11/F D
394 ft²
11/F E
628 ft²
11/F F
392 ft²
11/F G
394 ft²
11/F H
854 ft²
11/F J
499 ft²
12/F A
583 ft²
12/F B
502 ft²
12/F C
844 ft²
12/F D
394 ft²
12/F E
628 ft²
12/F F
392 ft²
12/F G
394 ft²
12/F H
854 ft²
12/F J
499 ft²
13/F A
583 ft²
13/F B
502 ft²
13/F C
844 ft²
13/F D
394 ft²
13/F E
628 ft²
13/F F
392 ft²
13/F G
394 ft²
13/F H
854 ft²
13/F J
499 ft²
15/F A
583 ft²
15/F B
502 ft²
15/F C
844 ft²
15/F D
394 ft²
15/F E
628 ft²
15/F F
392 ft²
15/F G
394 ft²
15/F H
854 ft²
15/F J
499 ft²
17/F A
583 ft²
17/F B
502 ft²
17/F C
844 ft²
17/F D
394 ft²
17/F E
628 ft²
17/F F
392 ft²
17/F G
394 ft²
17/F H
854 ft²
17/F J
499 ft²
18/F A
583 ft²
18/F C
844 ft²
18/F D
394 ft²
18/F E
628 ft²
18/F F
392 ft²
18/F G
394 ft²
18/F H
854 ft²
18/F J
499 ft²
19/F A
583 ft²
19/F B
502 ft²
19/F C
844 ft²
19/F D
394 ft²
19/F E
628 ft²
19/F F
392 ft²
19/F G
394 ft²
19/F H
854 ft²
19/F J
499 ft²
20/F C
844 ft²
20/F D
394 ft²
20/F E
628 ft²
20/F F
392 ft²
20/F G
394 ft²
20/F H
854 ft²
20/F J
499 ft²
21/F A
583 ft²
21/F B
502 ft²
21/F C
844 ft²
21/F D
394 ft²
21/F E
628 ft²
21/F F
392 ft²
21/F G
394 ft²
21/F H
854 ft²
21/F J
499 ft²
22/F A
583 ft²
22/F B
502 ft²
22/F C
844 ft²
22/F D
394 ft²
22/F E
628 ft²
22/F F
392 ft²
22/F G
394 ft²
22/F H
854 ft²
22/F J
499 ft²
23/F A
583 ft²
23/F B
502 ft²
23/F C
844 ft²
23/F D
394 ft²
23/F E
628 ft²
23/F F
392 ft²
23/F G
394 ft²
23/F H
854 ft²
23/F J
499 ft²
25/F A
583 ft²
25/F B
502 ft²
25/F C
844 ft²
25/F D
394 ft²
25/F E
628 ft²
25/F F
392 ft²
25/F G
394 ft²
25/F H
854 ft²
25/F J
499 ft²
26/F A
583 ft²
26/F B
502 ft²
26/F C
844 ft²
26/F D
394 ft²
26/F E
628 ft²
26/F F
392 ft²
26/F G
394 ft²
26/F H
854 ft²
26/F J
499 ft²
27/F A
577 ft²
27/F B
495 ft²
27/F C
831 ft²
27/F D
391 ft²
27/F E
630 ft²
27/F F
748 ft²
27/F H
853 ft²
27/F J
499 ft²
28/F A
577 ft²
28/F B
495 ft²
28/F C
831 ft²
28/F D
391 ft²
28/F E
630 ft²
28/F H
853 ft²
28/F J
499 ft²
29/F A
577 ft²
29/F B
495 ft²
29/F C
831 ft²
29/F D
391 ft²
29/F E
630 ft²
29/F F
764 ft²
29/F H
853 ft²
29/F J
499 ft²
30/F A
577 ft²
30/F B
495 ft²
30/F C
831 ft²
30/F D
391 ft²
30/F E
630 ft²
30/F F
764 ft²
30/F H
853 ft²
30/F J
499 ft²
31/F A
577 ft²
31/F B
495 ft²
31/F C
831 ft²
31/F D
391 ft²
31/F E
630 ft²
31/F F
764 ft²
31/F H
853 ft²
31/F J
499 ft²
32/F A
32/F C
831 ft²
32/F D
391 ft²
32/F E
630 ft²
32/F F
764 ft²
32/F H
853 ft²
32/F J
499 ft²
33/F A
577 ft²
33/F B
495 ft²
33/F C
831 ft²
33/F D
391 ft²
33/F E
630 ft²
33/F F
764 ft²
33/F H
853 ft²
33/F J
499 ft²
35/F A
577 ft²
35/F B
495 ft²
35/F C
831 ft²
35/F D
391 ft²
35/F E
630 ft²
35/F F
764 ft²
35/F H
853 ft²
35/F J
499 ft²
Crescira AVM · estimated value
● Medium confidence
HK$9.85M
≈ HK$24,993 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$985K, with repayments around HK$42,952/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$40,418
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,675
−HK$1,277/mo
Today · 4.125%
HK$42,952
baseline
▲ 0.50% · 4.625%
HK$45,566
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,904/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,725 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 2 min walk · 129 m
Education
72
schools within 1 km (34 within 500 m)
Daily convenience
72
within 1 km (30 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
82
parks, libraries, sports within 1 km
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- D
- Saleable Area
- 394 Saleable ft²
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2015-11-23 | HK$8.50M | — |
Other appraised units in this building
Data sourced from Renavon.com