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At today's rate and a 90% mortgage, the deposit on this unit is about HK$884K, with repayments around HK$38,550/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$77,100/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,141 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 95 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 504 Saleable ft²
- Gross Area
- 725 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-31 | HK$9.48M | +24.7% 3.0y · 8.0%/yr |
| 2017-01-10 | HK$7.60M | +68.5% 6.7y · 10.0%/yr |
| 2010-04-15 | HK$4.51M | +45.5% |
| 2009-02-10 | HK$3.10M | +40.9% |
| 2004-02-27 | HK$2.20M | +0.9% |
| 2003-01-03 | HK$2.18M | — |