20/F A

Central and Western District · Hong Kong Island

Switch unit

Floor

3/F A 504 ft² 3/F C 490 ft² 3/F D 478 ft² 3/F E 478 ft² 3/F F 490 ft² 3/F B 499 ft² 5/F A 504 ft² 5/F B 499 ft² 5/F C 487 ft² 5/F D 478 ft² 5/F E 478 ft² 5/F F 490 ft² 6/F A 504 ft² 6/F B 499 ft² 6/F C 490 ft² 6/F D 478 ft² 6/F E 478 ft² 6/F F 487 ft² 7/F A 504 ft² 7/F B 499 ft² 7/F C 487 ft² 7/F D 482 ft² 7/F E 478 ft² 7/F F 487 ft² 7/F G 499 ft² 7/F H 504 ft² 8/F A 504 ft² 8/F B 499 ft² 8/F C 490 ft² 8/F D 478 ft² 8/F E 478 ft² 8/F F 487 ft² 8/F G 499 ft² 8/F H 504 ft² 9/F A 504 ft² 9/F B 503 ft² 9/F C 487 ft² 9/F D 482 ft² 9/F E 478 ft² 9/F F 487 ft² 9/F G 499 ft² 9/F H 504 ft² 10/F A 506 ft² 10/F B 503 ft² 10/F C 490 ft² 10/F D 482 ft² 10/F E 478 ft² 10/F F 490 ft² 10/F G 499 ft² 10/F H 504 ft² 11/F A 506 ft² 11/F B 503 ft² 11/F C 490 ft² 11/F D 478 ft² 11/F E 482 ft² 11/F F 490 ft² 11/F G 499 ft² 11/F H 504 ft² 12/F A 506 ft² 12/F B 499 ft² 12/F C 487 ft² 12/F D 482 ft² 12/F E 478 ft² 12/F F 487 ft² 12/F G 499 ft² 12/F H 504 ft² 15/F A 504 ft² 15/F B 499 ft² 15/F C 487 ft² 15/F D 478 ft² 15/F E 478 ft² 15/F F 490 ft² 15/F G 499 ft² 15/F H 508 ft² 16/F A 504 ft² 16/F B 499 ft² 16/F C 487 ft² 16/F D 478 ft² 16/F E 482 ft² 16/F F 490 ft² 16/F G 504 ft² 16/F H 504 ft² 17/F A 504 ft² 17/F B 499 ft² 17/F C 490 ft² 17/F D 482 ft² 17/F E 482 ft² 17/F F 487 ft² 17/F G 504 ft² 17/F H 508 ft² 18/F A 504 ft² 18/F B 503 ft² 18/F C 487 ft² 18/F D 482 ft² 18/F E 478 ft² 18/F F 487 ft² 18/F H 508 ft² 19/F A 504 ft² 19/F B 499 ft² 19/F C 490 ft² 19/F D 482 ft² 19/F E 482 ft² 19/F F 490 ft² 19/F G 499 ft² 19/F H 508 ft² 20/F A 504 ft² 20/F B 503 ft² 20/F C 487 ft² 20/F D 482 ft² 20/F E 482 ft² 20/F F 490 ft² 20/F G 499 ft² 20/F H 508 ft² 21/F A 506 ft² 21/F B 503 ft² 21/F C 487 ft² 21/F D 478 ft² 21/F E 478 ft² 21/F F 490 ft² 21/F G 499 ft² 21/F H 504 ft² 22/F A 506 ft² 22/F B 503 ft² 22/F C 487 ft² 22/F D 482 ft² 22/F E 482 ft² 22/F F 487 ft² 22/F G 499 ft² 22/F H 504 ft² 23/F A 504 ft² 23/F B 499 ft² 23/F C 490 ft² 23/F D 478 ft² 23/F E 478 ft² 23/F F 490 ft² 23/F G 499 ft² 23/F H 504 ft² 25/F A 617 ft² 25/F B 612 ft² 25/F C 487 ft² 25/F D 478 ft² 25/F E 478 ft² 25/F F 487 ft² 25/F G 612 ft² 25/F H 617 ft² 26/F A 617 ft² 26/F B 611 ft² 26/F C 490 ft² 26/F D 478 ft² 26/F E 478 ft² 26/F F 487 ft² 26/F G 612 ft² 26/F H 614 ft² 27/F A 614 ft² 27/F B 612 ft² 27/F C 490 ft² 27/F D 482 ft² 27/F E 482 ft² 27/F F 490 ft² 27/F G 612 ft² 27/F H 614 ft² 28/F A 617 ft² 28/F B 612 ft² 28/F C 487 ft² 28/F D 482 ft² 28/F E 478 ft² 28/F F 490 ft² 28/F G 612 ft² 28/F H 617 ft² 29/F A 617 ft² 29/F B 611 ft² 29/F C 490 ft² 29/F D 478 ft² 29/F E 478 ft² 29/F F 487 ft² 29/F G 612 ft² 29/F H 614 ft² 30/F A 614 ft² 30/F B 611 ft² 30/F C 490 ft² 30/F D 478 ft² 30/F E 482 ft² 30/F F 487 ft² 30/F G 612 ft² 30/F H 617 ft² 31/F A 617 ft² 31/F B 612 ft² 31/F C 490 ft² 31/F D 478 ft² 31/F E 478 ft² 31/F F 487 ft² 31/F G 612 ft² 31/F H 617 ft² 32/F B 612 ft² 32/F C 490 ft² 32/F D 478 ft² 32/F E 478 ft² 32/F F 490 ft² 32/F G 612 ft² 32/F H 614 ft² 33/F A 614 ft² 33/F B 611 ft² 33/F C 490 ft² 33/F D 478 ft² 33/F E 482 ft² 33/F F 487 ft² 33/F G 612 ft² 33/F H 617 ft² 35/F A 614 ft² 35/F B 611 ft² 35/F C 490 ft² 35/F D 478 ft² 35/F E 478 ft² 35/F F 487 ft² 35/F G 612 ft² 35/F H 617 ft² 36/F A 617 ft² 36/F B 612 ft² 36/F C 490 ft² 36/F E 478 ft² 36/F F 490 ft² 36/F G 612 ft² 36/F H 617 ft² 37/F A 617 ft² 37/F B 612 ft² 37/F C 490 ft² 37/F D 478 ft² 37/F E 482 ft² 37/F F 487 ft² 37/F G 612 ft² 37/F H 617 ft² 38/F A 617 ft² 38/F B 612 ft² 38/F C 490 ft² 38/F D 482 ft² 38/F E 482 ft² 38/F F 490 ft² 38/F G 612 ft² 38/F H 617 ft² 39/F A 617 ft² 39/F B 612 ft² 39/F C 490 ft² 39/F D 478 ft² 39/F E 478 ft² 39/F F 490 ft² 39/F G 612 ft² 39/F H 614 ft² 40/F A 614 ft² 40/F C 487 ft² 40/F D 482 ft² 40/F E 482 ft² 40/F F 490 ft² 40/F G 612 ft² 40/F H 617 ft² 41/F A 617 ft² 41/F B 611 ft² 41/F C 490 ft² 41/F D 478 ft² 41/F E 478 ft² 41/F F 490 ft² 41/F G 612 ft² 41/F H 617 ft² 42/F A 614 ft² 42/F B 611 ft² 42/F C 487 ft² 42/F D 478 ft² 42/F E 478 ft² 42/F F 487 ft² 42/F G 612 ft² 42/F H 617 ft² 43/F A 617 ft² 43/F B 612 ft² 43/F C 490 ft² 43/F D 478 ft² 43/F E 478 ft² 43/F F 490 ft² 43/F G 612 ft² 43/F H 617 ft² 45/F A 634 ft² 45/F B 630 ft² 45/F C 507 ft² 45/F D 495 ft² 45/F E 495 ft² 45/F F 507 ft² 45/F G 630 ft² 45/F H 634 ft² 46/F A 634 ft² 46/F B 630 ft² 46/F C 507 ft² 46/F D 495 ft² 46/F E 495 ft² 46/F F 507 ft² 46/F G 630 ft² 46/F H 634 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.80M

≈ HK$19,446 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$980K, with repayments around HK$42,749/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$40,227

−HK$2,522/mo

▼ 0.25% · 3.875%

HK$41,478

−HK$1,271/mo

Today · 4.125%

HK$42,749

baseline

▲ 0.50% · 4.625%

HK$45,351

+HK$2,602/mo

Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,498/mo (50% DSR)

Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,075 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Wan Station

≈ 6 min walk · 449 m

Education

schools within 1 km (28 within 500 m)

Daily convenience

within 1 km (36 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 69 schools within a 1 km walk.

Everyday convenience — 95 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 74 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 504 Saleable ft²
Gross Area: 722 ft²
Efficiency: 70%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2015-05-22	HK$7.55M	+196.1%	HK$14,980	HK$10,457
2003-01-09	HK$2.55M	—	HK$5,060	HK$3,532

Other appraised units in this building

Data sourced from Renavon.com