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20/F D

in Upton

Central and Western District · Hong Kong Island

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6/F A 1,114 ft² 6/F B 656 ft² 6/F C 525 ft² 6/F D 1,169 ft² 6/F E 1,033 ft² 7/F A 1,129 ft² 7/F B 670 ft² 7/F C 540 ft² 7/F D 1,185 ft² 7/F E 1,061 ft² 8/F A 1,129 ft² 8/F B 670 ft² 8/F C 540 ft² 8/F D 1,185 ft² 8/F E 1,061 ft² 9/F A 1,129 ft² 9/F B 670 ft² 9/F C 540 ft² 9/F D 1,185 ft² 9/F E 1,061 ft² 10/F A 1,129 ft² 10/F B 670 ft² 10/F E 1,061 ft² 11/F A 1,129 ft² 11/F B 670 ft² 11/F C 540 ft² 11/F D 1,185 ft² 11/F E 1,061 ft² 12/F A 1,129 ft² 12/F B 670 ft² 12/F C 540 ft² 12/F D 1,185 ft² 12/F E 1,061 ft² 15/F A 1,129 ft² 15/F B 670 ft² 15/F C 540 ft² 15/F D 1,185 ft² 15/F E 1,061 ft² 16/F A 1,129 ft² 16/F B 670 ft² 16/F C 540 ft² 16/F D 1,185 ft² 16/F E 1,061 ft² 17/F A 1,129 ft² 17/F B 670 ft² 17/F C 540 ft² 17/F D 1,185 ft² 17/F E 1,061 ft² 18/F A 1,124 ft² 18/F B 675 ft² 18/F C 544 ft² 18/F D 1,182 ft² 18/F E 1,061 ft² 19/F A 1,124 ft² 19/F B 675 ft² 19/F C 544 ft² 19/F D 1,182 ft² 19/F E 1,061 ft² 20/F B 675 ft² 20/F C 544 ft² 20/F D 1,182 ft² 20/F E 1,061 ft² 21/F A 1,124 ft² 21/F B 675 ft² 21/F C 544 ft² 21/F D 1,182 ft² 21/F E 1,061 ft² 22/F A 1,124 ft² 22/F B 675 ft² 22/F C 544 ft² 22/F D 1,182 ft² 22/F E 1,061 ft² 25/F A 1,760 ft² 25/F B 1,702 ft² 25/F C 1,061 ft² 26/F A 1,760 ft² 26/F B 1,702 ft² 26/F C 1,061 ft² 27/F A 1,760 ft² 27/F B 1,702 ft² 27/F C 1,061 ft² 28/F A 1,760 ft² 28/F B 1,702 ft² 28/F C 1,061 ft² 29/F A 1,760 ft² 29/F B 1,702 ft² 29/F C 1,061 ft² 30/F A 1,760 ft² 30/F B 1,702 ft² 30/F C 1,061 ft² 31/F A 1,760 ft² 31/F C 1,061 ft² 32/F A 1,760 ft² 32/F C 1,061 ft² 33/F A 1,760 ft² 33/F B 1,702 ft² 33/F C 1,061 ft² 35/F A 1,760 ft² 35/F B 1,702 ft² 35/F C 1,061 ft² 36/F A 1,760 ft² 36/F B 1,702 ft² 36/F C 1,061 ft² 37/F A 1,760 ft² 37/F B 1,702 ft² 37/F C 1,061 ft² 38/F A 3,527 ft² 38/F B 3,451 ft² 38/F C 1,059 ft² 39/F C 1,059 ft² 40/F A 3,527 ft² 40/F B 3,451 ft² 40/F C 1,059 ft² 41/F C 1,059 ft² 42/F A 3,527 ft² 42/F B 3,451 ft² 42/F C 1,059 ft² 43/F C 1,059 ft² 45/F A 1,973 ft² 45/F B 2,654 ft²
Crescira AVM · estimated value ● Medium confidence
HK$31.92M
≈ HK$27,005 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.58M, with repayments around HK$108,289/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$101,899
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$105,068
−HK$3,221/mo
Today · 4.125%
HK$108,289
baseline
▲ 0.50% · 4.625%
HK$114,878
+HK$6,589/mo

Deposit HK$9.58M · loan HK$22.34M · min. income ≈ HK$216,578/mo (50% DSR)

Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,356,581 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway HKU Station
≈ 6 min walk · 414 m
Education
37
schools within 1 km (22 within 500 m)
Daily convenience
36
within 1 km (17 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
D
Saleable Area
1,182 Saleable ft²
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2015-01-12 HK$29.87M —

Other appraised units in this building

6/F A
1,114 ft²
HK$28.62M
6/F B
656 ft²
HK$16.08M
6/F C
525 ft²
HK$13.03M
6/F D
1,169 ft²
HK$30.02M
6/F E
1,033 ft²
HK$26.25M
7/F A
1,129 ft²
HK$28.24M
Data sourced from Renavon.com