Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$915K, with repayments around HK$39,932/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,864/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- B
- Saleable Area
- 440 Saleable ft²
- Gross Area
- 632 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-14 | HK$7.38M | −2.9% 0.7y |
| 2025-05-21 | HK$7.60M | +4.1% 8.7y · 0.0%/yr |
| 2016-09-09 | HK$7.30M | +96.8% 10.3y · 9.0%/yr |
| 2006-05-17 | HK$3.71M | — |