▼ 0.50% · 3.625%
HK$20,639
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,281
−HK$652/mo
Today · 4.125%
HK$21,933
baseline
▲ 0.50% · 4.625%
HK$23,267
+HK$1,334/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,866/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,960
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,576
−HK$625/mo
Today · 4.125%
HK$24,201
baseline
▲ 0.50% · 4.625%
HK$25,476
+HK$1,275/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,402/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,703
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,409
−HK$717/mo
Today · 4.125%
HK$24,126
baseline
▲ 0.50% · 4.625%
HK$25,594
+HK$1,468/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,252/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,256
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,934
−HK$687/mo
Today · 4.125%
HK$26,621
baseline
▲ 0.50% · 4.625%
HK$28,024
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,242/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,766
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,537
−HK$783/mo
Today · 4.125%
HK$26,320
baseline
▲ 0.50% · 4.625%
HK$27,921
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,640/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,552
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,291
−HK$750/mo
Today · 4.125%
HK$29,041
baseline
▲ 0.50% · 4.625%
HK$30,572
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,082/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,830
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,665
−HK$848/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,248
+HK$1,735/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,848
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$812/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,119
+HK$1,658/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,894
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,793
−HK$913/mo
Today · 4.125%
HK$30,706
baseline
▲ 0.50% · 4.625%
HK$32,574
+HK$1,868/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,412/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,144
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,007
−HK$874/mo
Today · 4.125%
HK$33,881
baseline
▲ 0.50% · 4.625%
HK$35,667
+HK$1,786/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,762/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,958
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,921
−HK$978/mo
Today · 4.125%
HK$32,899
baseline
▲ 0.50% · 4.625%
HK$34,901
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,798/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,441
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,364
−HK$937/mo
Today · 4.125%
HK$36,301
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$1,914/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,602/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,022
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,049
−HK$1,044/mo
Today · 4.125%
HK$35,093
baseline
▲ 0.50% · 4.625%
HK$37,228
+HK$2,135/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,186/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,737
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,722
−HK$999/mo
Today · 4.125%
HK$38,721
baseline
▲ 0.50% · 4.625%
HK$40,762
+HK$2,041/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,442/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,086
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$1,109/mo
Today · 4.125%
HK$37,286
baseline
▲ 0.50% · 4.625%
HK$39,555
+HK$2,269/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,572/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,033
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,079
−HK$1,062/mo
Today · 4.125%
HK$41,141
baseline
▲ 0.50% · 4.625%
HK$43,310
+HK$2,169/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,282/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,150
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,305
−HK$1,174/mo
Today · 4.125%
HK$39,479
baseline
▲ 0.50% · 4.625%
HK$41,881
+HK$2,402/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$78,958/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,329
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,437
−HK$1,124/mo
Today · 4.125%
HK$43,561
baseline
▲ 0.50% · 4.625%
HK$45,858
+HK$2,297/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$87,122/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,105 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).