Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$712K, with repayments around HK$31,060/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,120/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,624 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- B
- Saleable Area
- 371 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 62%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-21 | HK$6.16M | −12.0% 3.6y · −3.0%/yr |
| 2022-05-18 | HK$7.00M | +118.8% 11.7y · 10.0%/yr |
| 2010-09-27 | HK$3.20M | +39.1% |
| 2009-01-06 | HK$2.30M | −11.5% |
| 2005-11-22 | HK$2.60M | −3.7% |
| 2005-04-04 | HK$2.70M | +1.1% |
| 2005-01-19 | HK$2.67M | — |