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Crescira AVM · estimated value Medium confidence
HK$6.86M
≈ HK$18,493 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$686K, with repayments around HK$29,926/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$28,160
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,036
−HK$890/mo
Today · 4.125%
HK$29,926
baseline
▲ 0.50% · 4.625%
HK$31,747
+HK$1,821/mo

Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$59,852/mo (50% DSR)

Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
23/F
Flat
B
Saleable Area
371 ft²
Gross Area
599 ft²
Efficiency
62%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-08-26 HK$7.32M +140.0%
9.4y
2010-04-21 HK$3.05M +9.7%
2009-10-23 HK$2.78M +20.9%
2009-01-13 HK$2.30M −12.2%
2005-11-22 HK$2.62M −2.6%
2005-01-19 HK$2.69M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 6 min walk · 467 m
Education
44
schools within 1 km (24 within 500 m)
Daily convenience
54
within 1 km (19 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sheung Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com