▼ 0.50% · 3.625%
HK$4,286
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$135/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,832
+HK$278/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,896
−HK$129/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$265/mo
Deposit HK$940K · loan HK$940K · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,714
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$149/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$305/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,385
−HK$143/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,819
+HK$291/mo
Deposit HK$846K · loan HK$1.03M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$162/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$333/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$155/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$318/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$176/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$360/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,198
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$169/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,877
+HK$344/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,000
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,187
−HK$189/mo
Today · 4.125%
HK$6,376
baseline
▲ 0.50% · 4.625%
HK$6,764
+HK$388/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,752/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,675
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,854
−HK$181/mo
Today · 4.125%
HK$7,035
baseline
▲ 0.50% · 4.625%
HK$7,406
+HK$371/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,070/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,428
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,628
−HK$204/mo
Today · 4.125%
HK$6,832
baseline
▲ 0.50% · 4.625%
HK$7,247
+HK$415/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,664/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,152
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,343
−HK$195/mo
Today · 4.125%
HK$7,538
baseline
▲ 0.50% · 4.625%
HK$7,935
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,076/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,857
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,070
−HK$217/mo
Today · 4.125%
HK$7,287
baseline
▲ 0.50% · 4.625%
HK$7,730
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,574/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,628
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,833
−HK$208/mo
Today · 4.125%
HK$8,041
baseline
▲ 0.50% · 4.625%
HK$8,464
+HK$423/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,082/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,286
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,512
−HK$230/mo
Today · 4.125%
HK$7,742
baseline
▲ 0.50% · 4.625%
HK$8,214
+HK$472/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,484/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,105
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,323
−HK$220/mo
Today · 4.125%
HK$8,543
baseline
▲ 0.50% · 4.625%
HK$8,993
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,086/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,714
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,954
−HK$244/mo
Today · 4.125%
HK$8,198
baseline
▲ 0.50% · 4.625%
HK$8,697
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,396/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,582
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,812
−HK$234/mo
Today · 4.125%
HK$9,046
baseline
▲ 0.50% · 4.625%
HK$9,522
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,092/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).