▼ 0.50% · 3.625%
HK$4,093
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$130/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$264/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$124/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$253/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,502
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,642
−HK$143/mo
Today · 4.125%
HK$4,785
baseline
▲ 0.50% · 4.625%
HK$5,076
+HK$291/mo
Deposit HK$808K · loan HK$987K · min. income ≈ HK$9,570/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,009
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$136/mo
Today · 4.125%
HK$5,279
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$279/mo
Deposit HK$808K · loan HK$987K · min. income ≈ HK$10,558/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$156/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,537
+HK$317/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$148/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$304/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,486
−HK$168/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,999
+HK$345/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,919
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$161/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$329/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$181/mo
Today · 4.125%
HK$6,089
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$371/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$12,178/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,375
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,546
−HK$173/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$354/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,139
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,330
−HK$194/mo
Today · 4.125%
HK$6,524
baseline
▲ 0.50% · 4.625%
HK$6,921
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,048/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,830
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,013
−HK$186/mo
Today · 4.125%
HK$7,199
baseline
▲ 0.50% · 4.625%
HK$7,578
+HK$379/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,398/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,549
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,752
−HK$207/mo
Today · 4.125%
HK$6,959
baseline
▲ 0.50% · 4.625%
HK$7,383
+HK$424/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,918/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,285
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,481
−HK$198/mo
Today · 4.125%
HK$7,679
baseline
▲ 0.50% · 4.625%
HK$8,084
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,358/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,958
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,174
−HK$220/mo
Today · 4.125%
HK$7,394
baseline
▲ 0.50% · 4.625%
HK$7,844
+HK$450/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$14,788/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,741
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,948
−HK$211/mo
Today · 4.125%
HK$8,159
baseline
▲ 0.50% · 4.625%
HK$8,589
+HK$430/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$16,318/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,367
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,596
−HK$233/mo
Today · 4.125%
HK$7,829
baseline
▲ 0.50% · 4.625%
HK$8,306
+HK$477/mo
Deposit HK$179K · loan HK$1.62M · min. income ≈ HK$15,658/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,196
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,416
−HK$223/mo
Today · 4.125%
HK$8,639
baseline
▲ 0.50% · 4.625%
HK$9,094
+HK$455/mo
Deposit HK$179K · loan HK$1.62M · min. income ≈ HK$17,278/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).