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At today's rate and a 90% mortgage, the deposit on this unit is about HK$570K, with repayments around HK$24,881/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,762/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$128,344 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 377 Saleable ft²
- Gross Area
- 496 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-11 | HK$6.29M | +16.5% 4.1y · 4.0%/yr |
| 2017-03-14 | HK$5.40M | +31.7% 3.8y · 8.0%/yr |
| 2013-06-06 | HK$4.10M | +83.9% |
| 2008-06-06 | HK$2.23M | +51.7% |
| 2005-08-15 | HK$1.47M | +28.9% |
| 2004-08-21 | HK$1.14M | −38.0% |
| 1996-05-09 | HK$1.84M | — |