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At today's rate and a 90% mortgage, the deposit on this unit is about HK$647K, with repayments around HK$28,242/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$647K · loan HK$5.83M · min. income ≈ HK$56,484/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,476 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- B
- Saleable Area
- 377 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-02 | HK$7.95M | +1.3% 3.1y · 0.0%/yr |
| 2019-06-28 | HK$7.85M | +52.4% 6.3y · 8.0%/yr |
| 2013-02-21 | HK$5.15M | +197.7% |
| 2001-03-03 | HK$1.73M | −49.4% |
| 1997-08-05 | HK$3.42M | — |