▼ 0.50% · 3.625%
HK$21,596
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,268
−HK$682/mo
Today · 4.125%
HK$22,950
baseline
▲ 0.50% · 4.625%
HK$24,347
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,900/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,025
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,670
−HK$653/mo
Today · 4.125%
HK$25,323
baseline
▲ 0.50% · 4.625%
HK$26,658
+HK$1,335/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,646/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,756
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,494
−HK$751/mo
Today · 4.125%
HK$25,245
baseline
▲ 0.50% · 4.625%
HK$26,781
+HK$1,536/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,490/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,428
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,137
−HK$719/mo
Today · 4.125%
HK$27,856
baseline
▲ 0.50% · 4.625%
HK$29,324
+HK$1,468/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,712/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,915
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,721
−HK$819/mo
Today · 4.125%
HK$27,540
baseline
▲ 0.50% · 4.625%
HK$29,216
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,080/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,830
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,604
−HK$784/mo
Today · 4.125%
HK$30,388
baseline
▲ 0.50% · 4.625%
HK$31,990
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,776/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,075
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,948
−HK$887/mo
Today · 4.125%
HK$29,835
baseline
▲ 0.50% · 4.625%
HK$31,651
+HK$1,816/mo
Deposit HK$3.31M · loan HK$6.16M · min. income ≈ HK$59,670/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,233
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,070
−HK$850/mo
Today · 4.125%
HK$32,920
baseline
▲ 0.50% · 4.625%
HK$34,656
+HK$1,736/mo
Deposit HK$3.31M · loan HK$6.16M · min. income ≈ HK$65,840/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,234
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,175
−HK$955/mo
Today · 4.125%
HK$32,130
baseline
▲ 0.50% · 4.625%
HK$34,085
+HK$1,955/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,260/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,635
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,537
−HK$916/mo
Today · 4.125%
HK$35,453
baseline
▲ 0.50% · 4.625%
HK$37,321
+HK$1,868/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,906/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,394
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,402
−HK$1,023/mo
Today · 4.125%
HK$34,425
baseline
▲ 0.50% · 4.625%
HK$36,520
+HK$2,095/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,850/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,038
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,004
−HK$981/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$39,987
+HK$2,002/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,554
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,628
−HK$1,092/mo
Today · 4.125%
HK$36,720
baseline
▲ 0.50% · 4.625%
HK$38,955
+HK$2,235/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$73,440/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,440
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,471
−HK$1,046/mo
Today · 4.125%
HK$40,517
baseline
▲ 0.50% · 4.625%
HK$42,653
+HK$2,136/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$81,034/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,713
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,855
−HK$1,160/mo
Today · 4.125%
HK$39,015
baseline
▲ 0.50% · 4.625%
HK$41,389
+HK$2,374/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,030/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,843
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,938
−HK$1,112/mo
Today · 4.125%
HK$43,050
baseline
▲ 0.50% · 4.625%
HK$45,319
+HK$2,269/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,100/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,873
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,082
−HK$1,228/mo
Today · 4.125%
HK$41,310
baseline
▲ 0.50% · 4.625%
HK$43,824
+HK$2,514/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,620/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,245
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,405
−HK$1,177/mo
Today · 4.125%
HK$45,582
baseline
▲ 0.50% · 4.625%
HK$47,985
+HK$2,403/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,164/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,084 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).