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Home Central and Western District Fung Yip Building

3/F B

in Fung Yip Building

Central and Western District · Hong Kong Island

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2/F B 504 ft² 3/F B 504 ft² 3/F C 792 ft² 3/F D 792 ft² 3/F E 504 ft² 4/F D 792 ft² 5/F B 504 ft² 5/F C 792 ft² 5/F E 504 ft² 6/F B 504 ft² 6/F D 792 ft² 7/F C 792 ft² 7/F F 570 ft² 8/F B 504 ft² 8/F C 792 ft² 8/F D 792 ft² 9/F E 504 ft² 9/F F 570 ft² 10/F A 570 ft² 10/F B 504 ft² 10/F C 792 ft² 10/F D 792 ft² 11/F B 504 ft² 11/F E 500 ft² 11/F F 570 ft² 12/F A 570 ft² 12/F B 504 ft² 12/F C 792 ft² 12/F D 792 ft² 13/F A 570 ft² 13/F C 792 ft² 13/F D 792 ft² 13/F F 570 ft² 14/F A 570 ft² 14/F C 792 ft² 14/F D 792 ft² 14/F E 504 ft² 14/F F 570 ft² 15/F A 570 ft² 15/F C 792 ft² 16/F A 570 ft² 16/F B 504 ft² 17/F F 570 ft² 18/F F 570 ft² 19/F B 504 ft² 20/F B 504 ft² 20/F C 792 ft² 20/F F 570 ft² 21/F A 570 ft² 21/F C 792 ft² 22/F A 570 ft² 22/F B 459 ft² 22/F F 570 ft² 22/F E 459 ft² 23/F B 459 ft² 23/F C 792 ft² 23/F F 570 ft²
Crescira AVM · estimated value ● Medium confidence
HK$5.81M
≈ HK$11,521 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$581K, with repayments around HK$25,327/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$23,832
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$754/mo
Today · 4.125%
HK$25,327
baseline
▲ 0.50% · 4.625%
HK$26,868
+HK$1,541/mo

Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,654/mo (50% DSR)

Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,644 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway HKU Station
≈ 5 min walk · 355 m
Education
36
schools within 1 km (21 within 500 m)
Daily convenience
36
within 1 km (17 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
B
Saleable Area
504 Saleable ft²
Gross Area
686 ft²
Efficiency
73%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-01-28 HK$5.75M −22.1%
6.7y · −3.0%/yr
2019-05-28 HK$7.38M +14.9%
1.9y · 8.0%/yr
2017-06-26 HK$6.42M +29.8%
4.7y · 6.0%/yr
2012-10-24 HK$4.95M +205.6%
2005-02-25 HK$1.62M +15.7%
2000-12-22 HK$1.40M −33.3%
1996-01-18 HK$2.10M —

Other appraised units in this building

2/F B
504 ft²
HK$5.90M
3/F C
792 ft²
HK$8.87M
3/F D
792 ft²
HK$8.85M
3/F E
504 ft²
HK$5.78M
4/F D
792 ft²
HK$8.87M
5/F B
504 ft²
HK$5.85M
Data sourced from Renavon.com