Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$391K, with repayments around HK$17,057/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$391K · loan HK$3.52M · min. income ≈ HK$34,114/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 372 Saleable ft²
- Gross Area
- 474 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-03 | HK$6.12M | +30.8% 3.8y · 8.0%/yr |
| 2016-11-01 | HK$4.68M | +126.1% 6.6y · 19.0%/yr |
| 2010-04-01 | HK$2.07M | −0.5% |
| 1997-08-08 | HK$2.08M | +18.2% |
| 1997-07-05 | HK$1.76M | +27.5% |
| 1996-08-23 | HK$1.38M | — |