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At today's rate and a 90% mortgage, the deposit on this unit is about HK$212K, with repayments around HK$9,243/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$212K · loan HK$1.91M · min. income ≈ HK$18,486/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 3
- Saleable Area
- 202 Saleable ft²
- Gross Area
- 281 ft²
- Efficiency
- 72%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-05 | HK$3.60M | −6.5% 0.3y |
| 2019-08-30 | HK$3.85M | +60.4% 3.0y · 20.0%/yr |
| 2016-08-31 | HK$2.40M | +21.2% 3.7y · 6.0%/yr |
| 2012-12-04 | HK$1.98M | +28.6% |
| 2010-10-27 | HK$1.54M | +10.0% |
| 2010-09-28 | HK$1.40M | — |