▼ 0.50% · 3.625%
HK$5,471
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,641
−HK$173/mo
Today · 4.125%
HK$5,814
baseline
▲ 0.50% · 4.625%
HK$6,168
+HK$354/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,628/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,250
−HK$165/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$339/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,018
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$191/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,785
+HK$389/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,695
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,875
−HK$182/mo
Today · 4.125%
HK$7,057
baseline
▲ 0.50% · 4.625%
HK$7,429
+HK$372/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,114/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,770
−HK$207/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,402
+HK$425/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,304
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$199/mo
Today · 4.125%
HK$7,699
baseline
▲ 0.50% · 4.625%
HK$8,104
+HK$405/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$15,398/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,334
−HK$225/mo
Today · 4.125%
HK$7,559
baseline
▲ 0.50% · 4.625%
HK$8,018
+HK$459/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$15,118/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,913
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,125
−HK$215/mo
Today · 4.125%
HK$8,340
baseline
▲ 0.50% · 4.625%
HK$8,780
+HK$440/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$16,680/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,660
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,898
−HK$242/mo
Today · 4.125%
HK$8,140
baseline
▲ 0.50% · 4.625%
HK$8,635
+HK$495/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$16,280/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,521
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,750
−HK$232/mo
Today · 4.125%
HK$8,982
baseline
▲ 0.50% · 4.625%
HK$9,455
+HK$473/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$17,964/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,207
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,462
−HK$259/mo
Today · 4.125%
HK$8,721
baseline
▲ 0.50% · 4.625%
HK$9,252
+HK$531/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$17,442/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,130
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,375
−HK$248/mo
Today · 4.125%
HK$9,623
baseline
▲ 0.50% · 4.625%
HK$10,130
+HK$507/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$19,246/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,754
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,026
−HK$277/mo
Today · 4.125%
HK$9,303
baseline
▲ 0.50% · 4.625%
HK$9,869
+HK$566/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$18,606/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,739
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,000
−HK$265/mo
Today · 4.125%
HK$10,265
baseline
▲ 0.50% · 4.625%
HK$10,806
+HK$541/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$20,530/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,301
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,590
−HK$294/mo
Today · 4.125%
HK$9,884
baseline
▲ 0.50% · 4.625%
HK$10,486
+HK$602/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$19,768/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,347
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,625
−HK$281/mo
Today · 4.125%
HK$10,906
baseline
▲ 0.50% · 4.625%
HK$11,481
+HK$575/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$21,812/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,848
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,154
−HK$312/mo
Today · 4.125%
HK$10,466
baseline
▲ 0.50% · 4.625%
HK$11,102
+HK$636/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,932/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,956
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,250
−HK$298/mo
Today · 4.125%
HK$11,548
baseline
▲ 0.50% · 4.625%
HK$12,157
+HK$609/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,096/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).