▼ 0.50% · 3.625%
HK$4,309
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$136/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$279/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$130/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,319
+HK$266/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$149/mo
Today · 4.125%
HK$5,037
baseline
▲ 0.50% · 4.625%
HK$5,344
+HK$307/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$10,074/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,273
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,415
−HK$143/mo
Today · 4.125%
HK$5,558
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$293/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$11,116/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$163/mo
Today · 4.125%
HK$5,495
baseline
▲ 0.50% · 4.625%
HK$5,830
+HK$335/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,990/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,907
−HK$157/mo
Today · 4.125%
HK$6,064
baseline
▲ 0.50% · 4.625%
HK$6,383
+HK$319/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,128/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,602
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$177/mo
Today · 4.125%
HK$5,953
baseline
▲ 0.50% · 4.625%
HK$6,316
+HK$363/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$11,906/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,399
−HK$170/mo
Today · 4.125%
HK$6,569
baseline
▲ 0.50% · 4.625%
HK$6,915
+HK$346/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$13,138/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,033
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$190/mo
Today · 4.125%
HK$6,411
baseline
▲ 0.50% · 4.625%
HK$6,801
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,822/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,712
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,892
−HK$182/mo
Today · 4.125%
HK$7,074
baseline
▲ 0.50% · 4.625%
HK$7,447
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,148/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,464
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,665
−HK$204/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,287
+HK$418/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,191
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,384
−HK$196/mo
Today · 4.125%
HK$7,580
baseline
▲ 0.50% · 4.625%
HK$7,979
+HK$399/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$15,160/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,895
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,109
−HK$218/mo
Today · 4.125%
HK$7,327
baseline
▲ 0.50% · 4.625%
HK$7,773
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,654/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,670
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,876
−HK$209/mo
Today · 4.125%
HK$8,085
baseline
▲ 0.50% · 4.625%
HK$8,511
+HK$426/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,170/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,326
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,554
−HK$231/mo
Today · 4.125%
HK$7,785
baseline
▲ 0.50% · 4.625%
HK$8,259
+HK$474/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$15,570/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,150
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,368
−HK$222/mo
Today · 4.125%
HK$8,590
baseline
▲ 0.50% · 4.625%
HK$9,043
+HK$453/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$17,180/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,757
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,998
−HK$245/mo
Today · 4.125%
HK$8,243
baseline
▲ 0.50% · 4.625%
HK$8,745
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,486/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,629
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,861
−HK$234/mo
Today · 4.125%
HK$9,095
baseline
▲ 0.50% · 4.625%
HK$9,575
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,190/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).