▼ 0.50% · 3.625%
HK$4,553
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$144/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,133
+HK$295/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,065
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$138/mo
Today · 4.125%
HK$5,339
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$281/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$10,678/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$158/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$324/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$151/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$310/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$173/mo
Today · 4.125%
HK$5,806
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$353/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$11,612/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,078
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,241
−HK$165/mo
Today · 4.125%
HK$6,406
baseline
▲ 0.50% · 4.625%
HK$6,744
+HK$338/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$12,812/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,919
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,103
−HK$187/mo
Today · 4.125%
HK$6,290
baseline
▲ 0.50% · 4.625%
HK$6,673
+HK$383/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,580/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,584
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,761
−HK$179/mo
Today · 4.125%
HK$6,940
baseline
▲ 0.50% · 4.625%
HK$7,306
+HK$366/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,880/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,374
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,572
−HK$202/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,186
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,091
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,281
−HK$193/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,868
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,829
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,042
−HK$216/mo
Today · 4.125%
HK$7,258
baseline
▲ 0.50% · 4.625%
HK$7,699
+HK$441/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,516/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,597
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$207/mo
Today · 4.125%
HK$8,008
baseline
▲ 0.50% · 4.625%
HK$8,430
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,016/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,285
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,511
−HK$230/mo
Today · 4.125%
HK$7,741
baseline
▲ 0.50% · 4.625%
HK$8,212
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,482/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,104
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,321
−HK$221/mo
Today · 4.125%
HK$8,542
baseline
▲ 0.50% · 4.625%
HK$8,992
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,084/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,740
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,981
−HK$244/mo
Today · 4.125%
HK$8,225
baseline
▲ 0.50% · 4.625%
HK$8,726
+HK$501/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,450/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,610
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,841
−HK$235/mo
Today · 4.125%
HK$9,076
baseline
▲ 0.50% · 4.625%
HK$9,554
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,152/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,195
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,450
−HK$259/mo
Today · 4.125%
HK$8,709
baseline
▲ 0.50% · 4.625%
HK$9,239
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,418/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,117
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,361
−HK$249/mo
Today · 4.125%
HK$9,610
baseline
▲ 0.50% · 4.625%
HK$10,116
+HK$506/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,220/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).