▼ 0.50% · 3.625%
HK$3,495
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$111/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$226/mo
Deposit HK$766K · loan HK$766K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$106/mo
Today · 4.125%
HK$4,098
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$216/mo
Deposit HK$766K · loan HK$766K · min. income ≈ HK$8,196/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,964
−HK$121/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,334
+HK$249/mo
Deposit HK$690K · loan HK$843K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,277
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$117/mo
Today · 4.125%
HK$4,508
baseline
▲ 0.50% · 4.625%
HK$4,745
+HK$237/mo
Deposit HK$690K · loan HK$843K · min. income ≈ HK$9,016/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,194
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$133/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$271/mo
Deposit HK$613K · loan HK$920K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$127/mo
Today · 4.125%
HK$4,917
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$260/mo
Deposit HK$613K · loan HK$920K · min. income ≈ HK$9,834/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,543
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$144/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,122
+HK$294/mo
Deposit HK$536K · loan HK$996K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,054
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$137/mo
Today · 4.125%
HK$5,327
baseline
▲ 0.50% · 4.625%
HK$5,608
+HK$281/mo
Deposit HK$536K · loan HK$996K · min. income ≈ HK$10,654/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$154/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$317/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$148/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$302/mo
Deposit HK$460K · loan HK$1.07M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,405
−HK$166/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$339/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,832
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$159/mo
Today · 4.125%
HK$6,147
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$324/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$12,294/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$177/mo
Today · 4.125%
HK$5,942
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$362/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,884/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,387
−HK$169/mo
Today · 4.125%
HK$6,556
baseline
▲ 0.50% · 4.625%
HK$6,902
+HK$346/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,112/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$187/mo
Today · 4.125%
HK$6,313
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$385/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,626/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,609
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,786
−HK$180/mo
Today · 4.125%
HK$6,966
baseline
▲ 0.50% · 4.625%
HK$7,333
+HK$367/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,932/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,486
−HK$199/mo
Today · 4.125%
HK$6,685
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$407/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,370/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,998
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$190/mo
Today · 4.125%
HK$7,376
baseline
▲ 0.50% · 4.625%
HK$7,765
+HK$389/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,752/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).