Home Tuen Mun District PEARL ISLAND VILLAS BLOCK F5

3/F 2

Tuen Mun District · New Territories West

Switch unit

Floor

G/F 1 286 ft² G/F 2 286 ft² G/F 3 286 ft² G/F 4 286 ft² G/F 5 286 ft² G/F 6 286 ft² G/F 7 286 ft² 1/F 1 194 ft² 1/F 3 286 ft² 1/F 4 286 ft² 1/F 5 286 ft² 1/F 6 286 ft² 1/F 7 286 ft² 1/F 8 286 ft² 2/F 2 286 ft² 2/F 4 286 ft² 2/F 8 286 ft² 3/F 1 286 ft² 3/F 2 286 ft² 3/F 3 286 ft² 3/F 4 286 ft² 3/F 5 286 ft² 3/F 7 286 ft² 3/F 8 286 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$2.03M

≈ HK$7,089 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$203K, with repayments around HK$8,844/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$8,322

−HK$522/mo

▼ 0.25% · 3.875%

HK$8,581

−HK$263/mo

Today · 4.125%

HK$8,844

baseline

▲ 0.50% · 4.625%

HK$9,382

+HK$538/mo

Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$17,688/mo (50% DSR)

Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Sam Shing

≈ 30 min walk · 2,347 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 3/F
Flat: 2
Saleable Area: 286 Saleable ft²
Gross Area: 420 ft²
Efficiency: 68%
District: Tuen Mun District · New Territories West
School net (POA): 71

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-10-30	HK$3.00M	+0.0% 1.3y · 0.0%/yr	HK$10,490	HK$7,143
2018-07-03	HK$3.00M	+50.0% 3.3y · 15.0%/yr	HK$10,490	HK$7,143
2015-02-23	HK$2.00M	+308.2%	HK$6,993	HK$4,762
2009-09-11	HK$490K	−40.2%	HK$1,713	HK$1,167
1996-12-21	HK$820K	—	HK$2,867	HK$1,952

Other appraised units in this building

Data sourced from Renavon.com