4/F B2

Tuen Mun District · New Territories West

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Floor

1/F B1 576 ft² 1/F B10 596 ft² 1/F B11 594 ft² 1/F B12 576 ft² 1/F B2 596 ft² 1/F B3 594 ft² 1/F B4 576 ft² 1/F B5 576 ft² 1/F B7 596 ft² 1/F B8 576 ft² 1/F B9 576 ft² 2/F B1 576 ft² 2/F B10 596 ft² 2/F B12 576 ft² 2/F B2 596 ft² 2/F B3 594 ft² 2/F B4 576 ft² 2/F B7 596 ft² 2/F B8 576 ft² 2/F B9 576 ft² 3/F B1 576 ft² 3/F B11 594 ft² 3/F B12 576 ft² 3/F B3 594 ft² 3/F B4 576 ft² 3/F B5 576 ft² 3/F B7 596 ft² 3/F B8 576 ft² 3/F B9 576 ft² 4/F B1 576 ft² 4/F B10 596 ft² 4/F B11 594 ft² 4/F B2 596 ft² 4/F B4 576 ft² 4/F B5 576 ft² 4/F B6 594 ft² 4/F B7 596 ft² 4/F B8 576 ft² 4/F B9 576 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.85M

≈ HK$6,463 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,801/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$15,810

−HK$991/mo

▼ 0.25% · 3.875%

HK$16,302

−HK$499/mo

Today · 4.125%

HK$16,801

baseline

▲ 0.50% · 4.625%

HK$17,824

+HK$1,023/mo

Deposit HK$385K · loan HK$3.47M · min. income ≈ HK$33,602/mo (50% DSR)

Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Sam Shing

≈ 31 min walk · 2,424 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: B2
Saleable Area: 596 Saleable ft²
Gross Area: 705 ft²
Efficiency: 85%
District: Tuen Mun District · New Territories West
School net (POA): 71

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-10-22	HK$5.20M	+11.1% 3.8y · 3.0%/yr	HK$8,725	HK$7,376
2017-12-22	HK$4.68M	+136.4% 7.3y · 19.0%/yr	HK$7,852	HK$6,638
2010-09-07	HK$1.98M	+120.0%	HK$3,322	HK$2,808
2002-09-28	HK$900K	—	HK$1,510	HK$1,277