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Crescira AVM · estimated value ● Medium confidence
HK$35.20M
≈ HK$27,159 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.56M, with repayments around HK$119,412/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$112,366
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$115,861
−HK$3,551/mo
Today · 4.125%
HK$119,412
baseline
▲ 0.50% · 4.625%
HK$126,678
+HK$7,266/mo

Deposit HK$10.56M · loan HK$24.64M · min. income ≈ HK$238,824/mo (50% DSR)

Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,495,933 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
2
Saleable Area
1,296 ft²
Gross Area
1,542 ft²
Efficiency
84%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2011-02-14 HK$23.10M +92.5%
6.3y
2004-11-12 HK$12.00M +5.4%
0.5y
2004-05-25 HK$11.38M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 38 min walk · 2,972 m
(quite far — consider other transport options)
Education
2
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building